Debt Settlement Legal Guides
Free Step by Step Guides, Videos, Legal Form Resources to Help Get Financially Free

  Personal Debt Guides
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Step-by-Step Guides to Personal Debt

Please feel free to look through our guides to personal debt settlement.

If you know of any other guides ot tutorials regarding personal finance, debt setlement, credit consolidation, or bankruptcy please feel free to send the link or the full tutorial to


  • Debt Consolidation Guide
    Debt Consolidation is for people that can make the minimum payments on their existing debt and are looking to consolidate all of their debt and only have to make one payment. This page takes you through the pros and cons of Debt Consolidation. It also includes a calculator to help you get started.
  • Debt Settlement Guide
    Debt Settlement is for people that Can Not make the minimum payments on their existing debt and are looking to settle for less then the total amount. This page takes you through the pros and cons of Debt Settlement. It also includes a calculator to help you get started.
  • Legal and Law Links
    A debt settlement or bankruptcy lawyer or attorney will be fully devoted to getting your debt released and providing you with important information. This is a list and guide to some of the qualities that they should have.
  • Reference Books
    Many of our site members have found indepth personal debt and credit information through the books listed in this catagory. It is sponserd by Amazon, and your patronage keeps this site running.
  • Consumer Credit and Debt Rights
    Do You Know Your Credit and Debt Rights? You have the right to dispute directly with a consumer-reporting agency the completeness or accuracy of any item contained in any file maintained by the consumer-reporting agency.
  • Debt Collection Forms and Letters
    Free Debt Settlement Forms and Letters - Debt collectors are limited in what they can do and say by the Fair Debt Collection Practices Act. Often, people in debt can restrict how and when debt collectors can contact them, but to be heard, debtors should assert their rights in writing.
  • SCAM Experiences
    Have you been a victim of a Credit or Debt Settlement Scam? Post you experience (anonosymously) and the name of the company that scammed you so other don't have to have the same experience. Call The Crooks Out!



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