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State

Written Contracts

Promissory Notes

Verbal or "Gentlemens" Agreements

Open Accounts (Credit Cards)

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3

6

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6

5

3

3

5

6

3

3

4

4

2

4

6

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6

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6

3

6

3

6

3

3

3

3

3

3

5

5

4

4

6

6

4

4

6

6

6

6

5

10

4

4

10

6

5

5

10

10

6

6

10

5

5

5

5

5

3

3

15

15

5

5

10

10

10

3

6

6

6

6

3

6

3

3

6

6

6

6

6

6

6

6

6

6

6

6

3

3

3

3

10

10

5

5

8

8

5

5

5

6

4

4

6

3

4

4

3

6

3

3

6

6

6

6

6

6

4

4

6

6

6

6

3

5

3

3

6

6

6

6

15

15

6

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5

3

3

6

6

6

6

4

4

4

4

15

10

15

10

10

3

10

3

6

6

6

6

6

6

6

6

4

4

4

4

6

6

4

4

6

5

6

6

5

6

3

3

6

6

3

3

10

6

5

5

6

10

6

6

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